Interest rates currently on offer:

Term	Interest rate for investments of less than $25,000*	Interest rates for investments of $25,000 or more
		Interest paid monthly	Interest paid on maturity
6 months	8.50%	8.75%	8.91%
1 year	8.75%	9.00%	9.38%
2 years	9.00%	9.25%	9.65%
3 years	9.50%	9.75%	10.20%
4 years	10.00%	10.25%	10.75%
5 years	10.25%	10.50%	11.02%

All interest rates are quoted on a per annum basis

Investors may receive their interest in one of two ways:
1. Paid monthly to a nominated bank account, or
2. Compounded and paid on maturity of the investment. Interest is reinvested monthly so you effectively receive interest on interest.

For example $25,000 with interest of 11.25% pa paid monthly will realise total interest of $14,062.50 over a 5 year term. The same investment with interest compounded (reinvested monthly) will realise total interest if $18,761.55 over the 5 year term.

Investments can only be made on the application form included in our current prospectus.

You can download a copy, or call our office on 1300 661 212 to request that a copy be posted to you.

Austfin has not sought a credit rating and accordingly no independent assessment has been made regarding the risk to investors losing all or part of their investment. Notes should not be considered as comparable with bank deposits. Before making an investment, the information contained in the prospectus should be carefully considered.